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Volvo Personal Finance

Consumer Fixed Rate Loan


Consumer Fixed Rate Loan

A Consumer Loan is a car loan for eligible individual consumers. You’ll take ownership at the time of purchase and Volvo Car Financial Services` takes security in the vehicle. Once you have repaid the loan, including any balloon payment, and complied with the terms of your loan, you own the vehicle outright.


Consumer Loan Benefits

  • Competitive fixed interest rates, giving you certainty as to your repayment amounts for the length of the loan
  • Flexible loan terms to suit your needs
  • The option of a balloon payment at the end of the loan which will reduce your monthly repayments and can be tailored to suit your lifestyle. Balloon payments are for eligible customers and subject to credit assessment criteria.
  • The loans are secured by the loan vehicle, which can reduce the interest rate on the loan compared to higher interest rates that are often charged on personal unsecured car loans.
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`Vehicle finance is provided by Macquarie Leasing Pty Limited (trading as Volvo Car Financial Services) ABN 38 002674 982 (Australian Credit Licence Number 394925) (Macquarie Leasing). Volvo Car Financial Services is a registered business name of Macquarie Leasing and Macquarie Leasing is licensed to use such name and other trademarks under agreements with Volvo Car Corporation. All applications are subject to credit assessment criteria. Terms, fees and charges are applicable. Full conditions available on application.

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Contact Details

Finance + Insurance Product Type

Optional Purchase Information


Privacy: Your contact details are being collected by Volvo Cars Perth to enable us to record the details of the vehicle you are interested in and to consider the purchase of your trade-in vehicle. We may disclose your personal information to third parties to check whether and how, your vehicle is encumbered. From time to time, Volvo Cars Perth would like to contact you and to let you know about our products and services, including special offers. If you do not want us to do so, please let us know by contacting us. You can let us know at any time if you no longer wish to be contacted for these purposes. Your consent will remain current until you advise us otherwise. If you do not provide us with your personal information, we may not be able to consider any offer made by you. If you would like to access the information we hold about you or more information on our privacy policy, please contact us at

352 Scarborough Beach Rd,
Osborne Park WA 6017

08 6500 1090
  • Mon - Tue: 8:00 AM - 6:00 PM
  • Wed: 8:00 AM - 8:30 PM
  • Thu - Fri: 8:00 AM - 6:00 PM
  • Sat: 8:00 AM - 1:00 PM
  • Sun: Closed
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1286-1288 Albany Highway,
Cannington WA 6107

08 6500 1090
  • Mon - Fri: 8:00 AM - 5:00 PM
  • Sat - Sun: Closed
View Map & Directions